whats the best start up business loan to get?

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Question by Becky: whats the best start up business loan to get?
Im in the UK. We are looking at small businesses like sandwich delivery or small deli. we have no capital and would be looking for a loan for up to £60K. anyone had any experience in doing this or any hints and tips-all welcome, thanks!
we do not own our own house and have nothing to secure a loan with

Best answer:

Answer by Finance Expert
If you are a homeowner then you can release equity from your house to start up your business by taking a secured loan. Normally these can be used for any purpose.
The next option could be a commercial business mortgage - this is where you get a loan secured on the property, this option may require a deposit and a business plan.
I often refer clients to the following site - http://www.businesscommercialmortgages.co.uk/
Best of luck in your future business

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unsecured small business loan?

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Question by 76: unsecured small business loan?
i am in need of a start up small business loan ,000 @10% 4 years
i have fair credit but no collateral no co signer
i have been in my profession for 12 years and want to start my own
business
anyone know if anyone will lend this money out at these terms
banks in us are not willing to do this
legitimate Response only

Best answer:

Answer by ljreflection
If you are a women go to SBA they will give you what you need. Make sure you have your facts ready on how you are going to start up your company, and show a chart on what makes you different from other Business. Show them your cost and your net profit ect...Banks will loan you money, if you show them you are in control of your business.
Right now we are in a recession and the economy is at its worst.So its not a good idea to start now until the market bounce back.I own a corp. and I just laid off almost every one.We can barley make it, and we have very large accounts that can't pay us.We also have a on-line business down 45% I would hold on to your dreams for down.
Good Luck!

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I want to expand my home business but I have bad credit. Does anyone have any advice on getting a loan?

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Question by kvobiz: I want to expand my home business but I have bad credit. Does anyone have any advice on getting a loan?
I've been operating a small business offering administrative support to entrepreneurs and other small business owners. I am ready to launch my business to the next level by attaining office space and a more professional image. However, because of my credit I am unable to get a loan from anywhere. I've tried numerous places even online and still nothing. I have two small children so I am not really in a position to save. I currently work out of my home office but I want to market to more possible clients but I really need a more professional look. HELP!!!!!

Best answer:

Answer by Pobept K
if you do not have 1 years operating cash in the bank your not ready to open new office. good luck

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What marketing strategies have been effective for you as a mortgage loan officer?

Question by Professor Mystery: What marketing strategies have been effective for you as a mortgage loan officer?
I've just gotten into the mortgage business in Texas. I'm looking for any tips to help me to deal with the marketing side of the business and any success stories of particular types of advertising. Thanks!

Best answer:

Answer by bmwdlr
Here's a good resource to find other mortgage reps who are willing to share tips and strategies for finding prospective clients: http://www.homefindinginfo.com/realestateforum/default.asp

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